Lightning Damage Claims in Atlanta, GA
Licensed Public Adjusters Fighting for Your Full Full Lightning Damage Settlement
Thorough inspection of roofs, exteriors, and interior leak points
Thorough policy review to identify all coverage opportunities
Aggressive negotiation when insurance companies offer too little
No fee unless we win your claim
24/7 Lightning Damage Claim Services
Lightning Damages Claims Assistance Protects Your Property
Lightning damage claims present unique challenges for Atlanta property owners. Insurance companies often minimize lightning damage by only covering obvious electrical failures while disputing related damage to appliances, HVAC systems, plumbing components, and structural elements.
Many property owners receive initial settlement offers that address immediate electrical repairs but miss power surges that damaged electronics, hidden structural impacts, or secondary damage that appears later.
Lion Claims Adjusters assists with lightning damage claims by identifying electrical and structural impacts and presenting detailed documentation to support fair insurance settlements. Our experienced public adjusters conduct comprehensive inspections that go beyond visible damage, examining electrical panels, wiring systems, appliances, electronics, HVAC equipment, plumbing systems with electronic controls, and structural components.
We understand how lightning strikes affect Atlanta properties and know what evidence insurance companies require to approve complete compensation.
After a lightning strike impacts your Atlanta property, our team documents damage with detailed photographs, electrical assessments, appliance inspections, and professional evaluations that strengthen your claim.
We review your insurance policy to identify all applicable coverages, including dwelling damage, personal property losses, additional living expenses if electrical systems are unsafe, and business interruption for commercial properties.
Insurance carriers often push back on lightning damage claims by questioning whether damage was directly caused by the strike, claiming pre existing conditions, or limiting coverage to only the most obvious electrical repairs.
Lion Claims Adjusters handles all communication with your insurance company and negotiates settlements that reflect true repair and replacement costs. Our expertise helps property owners recover costs for repairs and replacements across all affected systems and components.
WHO WE HELP
Serving Home and Business Across Atlanta
Residential Lightning Damage Claims
Atlanta homeowners rely on Lion Claims Adjusters after lightning strikes damage their properties. We document all lightning related damage including electrical panel destruction, wiring damage, appliance failures, electronics losses, HVAC system damage, water heater failures, garage door opener malfunctions, security system damage, and roof impacts. Our residential lightning damage specialists detect damage beyond visible electrical failures, including power surge impacts throughout the home. We handle claims for single family homes, condos, townhomes, and rental properties throughout Atlanta and surrounding communities.
Commercial Lightning Damage Claims
For business owners, lightning damage means more than equipment loss. It means operational downtime, lost revenue, and extensive system restoration. Lion Claims Adjusters helps Atlanta business owners navigate commercial lightning damage claims by documenting property damage, computer system losses, telecommunications equipment damage, HVAC system failures, and business interruption costs. We understand the urgency of restoring operations and work efficiently to move your claim forward while fighting for maximum compensation. We also handle claims for multi unit residential properties, apartment complexes, and commercial real estate investments throughout the Atlanta region.
OUR PROCESS
Our Lightning Damage Claim Process
Step 1: Claim Consultation
Contact our team immediately after a lightning strike for a no obligation consultation. We discuss the lightning event, review your property damage, and explain how our public adjusting services help secure fair settlements. Lightning damage often extends beyond initial observations, making professional assessment critical.
Step 2: Property Inspection
Our experienced public adjusters conduct thorough inspections of your Atlanta property, examining all systems potentially affected by lightning strikes. We inspect electrical panels, wiring, outlets, appliances, electronics, HVAC systems, water heaters, security systems, telecommunications equipment, and structural components to detect damage beyond visible electrical failures
Step 3: Policy Review
We carefully review your insurance policy to identify all applicable lightning damage coverages, including dwelling damage, personal property replacement, business property losses, additional living expenses, and business interruption. This analysis ensures we pursue every dollar available under your policy terms.
Step 4: Claim Preparation
Lion Claims Adjusters prepares professional claim documentation that includes comprehensive damage reports, electrical assessments, appliance evaluations, repair cost estimates, photographic evidence, and supporting materials. We support claims with detailed inspection reports that substantiate all lightning related damage across multiple systems.
Step 5: Claim Submission and Insurance Company Coordination
We submit your lightning damage claim documentation to your insurance carrier and manage all subsequent communication. Our team coordinates with insurance company adjusters, responds to causation questions, and ensures your claim progresses without unnecessary delays.
Step 6: Settlement
When insurance companies present settlement offers, Lion Claims Adjusters negotiates on your behalf to secure fair compensation. We help property owners recover costs for repairs and replacements by presenting additional evidence, challenging limited offers, and advocating for settlements covering all affected systems. Once we secure an appropriate settlement, we help ensure you receive payment promptly so you can restore your Atlanta property completely.
WHY CHOOSE US?
Why Choose Lion Claims Adjusters?
On Call 24/7 Emergency Response
Over 20 Years of Lightning Damage Claim Experience in Georgia
Lion Claims Adjusters brings more than two decades of public adjusting experience handling lightning damage claims throughout Georgia. This extensive experience allows our team to spot coverage opportunities, identify policy language issues, and find missed damage that less experienced adjusters often overlook.
Complete Claim Management That Reduces Stress
We manage the entire claim from start to finish, including inspections, documentation, evidence collection, policy review, and negotiations. This full service approach allows Atlanta homeowners and business owners to focus on recovery while knowing every aspect of the claim is handled professionally.
Proven Documentation That Maximizes Lightning Damage Settlements
Lion Claims Adjusters is known for detailed property damage inspections and evidence collection that strengthens claims. Our team detects damage beyond visible electrical failures, documenting power surge impacts, appliance damage, and structural effects to ensure settlements reflect complete restoration costs.
Strong Negotiation When Insurance Companies Deny or Minimize Claims
Our team is skilled in lightning damage claim negotiation and understands how carriers evaluate electrical and structural losses. By presenting well supported documentation and handling insurer communication directly, we help clients avoid being pressured into unfair settlements.
Local Atlanta Based Team With Regional Knowledge
Lion Claims Adjusters is based in Atlanta and serves surrounding communities with adjusters who understand local weather patterns, building standards, and insurer practices. This local expertise helps us assess lightning damage accurately and present claims that align with regional repair requirements.
What types of lightning damage does insurance typically cover?
Most homeowners and commercial property insurance policies cover direct lightning strike damage including electrical system damage, appliance destruction, electronics losses, structural damage, and fire caused by lightning. Coverage typically includes power surge damage to connected devices and systems. Review your specific policy for coverage details and limits.
How do I prove lightning caused the damage?
Lightning damage claims are strengthened by weather reports showing lightning activity in your area at the time of the incident, photos of strike points on your property, electrical damage patterns consistent with power surges, and professional assessments. Lion Claims Adjusters gathers comprehensive evidence to establish causation and overcome insurance company disputes.
Does insurance cover electronics damaged by power surges from lightning?
Yes, most policies cover electronics and appliances damaged by power surges resulting from lightning strikes. This includes computers, televisions, gaming systems, kitchen appliances, HVAC systems, garage door openers, and security systems. Lion Claims Adjusters documents all power surge damage to ensure complete compensation.
What if lightning damage isn't discovered until later?
Some lightning damage, particularly to electrical systems and structural components, may not be immediately apparent. Contact Lion Claims Adjusters as soon as you discover damage, even if time has passed since the lightning strike. We can help document the connection between the strike and later discovered damage.
Can you help if my lightning damage claim was denied?
Yes, Lion Claims Adjusters frequently assists Atlanta property owners whose lightning damage claims were denied or limited. We review denial letters, conduct additional inspections, gather weather data and electrical assessments, and present evidence that may result in claim approval or increased settlements.
What if my insurance company says some damage was pre existing?
Insurance companies often try to attribute lightning damage to pre existing conditions or normal wear and tear. Lion Claims Adjusters helps challenge these denials by documenting damage patterns consistent with lightning strikes, presenting evidence of proper maintenance, and demonstrating the direct connection between the lightning event and all claimed damage.
How much does a public adjuster cost for lightning damage claims?
Public adjusters typically work on a contingency fee basis, meaning fees are a percentage of your final settlement. You only pay if we successfully recover funds from your insurance company. This arrangement ensures our interests align with yours in securing the maximum settlement possible for your lightning damage.
F.A.Q
Frequently Asked Questions
Here are answers to common questions about our restoration services.
F.A.Q
Frequently Asked Questions
Here are answers to common questions about our restoration services.
What types of lightning damage does insurance typically cover?
Most homeowners and commercial property insurance policies cover direct lightning strike damage including electrical system damage, appliance destruction, electronics losses, structural damage, and fire caused by lightning. Coverage typically includes power surge damage to connected devices and systems. Review your specific policy for coverage details and limits.
How do I prove lightning caused the damage?
Lightning damage claims are strengthened by weather reports showing lightning activity in your area at the time of the incident, photos of strike points on your property, electrical damage patterns consistent with power surges, and professional assessments. Lion Claims Adjusters gathers comprehensive evidence to establish causation and overcome insurance company disputes.
Does insurance cover electronics damaged by power surges from lightning?
Yes, most policies cover electronics and appliances damaged by power surges resulting from lightning strikes. This includes computers, televisions, gaming systems, kitchen appliances, HVAC systems, garage door openers, and security systems. Lion Claims Adjusters documents all power surge damage to ensure complete compensation.
What if lightning damage isn't discovered until later?
Some lightning damage, particularly to electrical systems and structural components, may not be immediately apparent. Contact Lion Claims Adjusters as soon as you discover damage, even if time has passed since the lightning strike. We can help document the connection between the strike and later discovered damage.
Can you help if my lightning damage claim was denied?
Yes, Lion Claims Adjusters frequently assists Atlanta property owners whose lightning damage claims were denied or limited. We review denial letters, conduct additional inspections, gather weather data and electrical assessments, and present evidence that may result in claim approval or increased settlements.
What if my insurance company says some damage was pre existing?
Insurance companies often try to attribute lightning damage to pre existing conditions or normal wear and tear. Lion Claims Adjusters helps challenge these denials by documenting damage patterns consistent with lightning strikes, presenting evidence of proper maintenance, and demonstrating the direct connection between the lightning event and all claimed damage.
How much does a public adjuster cost for lightning damage claims?
Public adjusters typically work on a contingency fee basis, meaning fees are a percentage of your final settlement. You only pay if we successfully recover funds from your insurance company. This arrangement ensures our interests align with yours in securing the maximum settlement possible for your lightning damage.
F.A.Q
Frequently Asked Questions
Here are answers to common questions about our restoration services.
What types of lightning damage does insurance typically cover?
Most homeowners and commercial property insurance policies cover direct lightning strike damage including electrical system damage, appliance destruction, electronics losses, structural damage, and fire caused by lightning. Coverage typically includes power surge damage to connected devices and systems. Review your specific policy for coverage details and limits.
How do I prove lightning caused the damage?
Lightning damage claims are strengthened by weather reports showing lightning activity in your area at the time of the incident, photos of strike points on your property, electrical damage patterns consistent with power surges, and professional assessments. Lion Claims Adjusters gathers comprehensive evidence to establish causation and overcome insurance company disputes.
Does insurance cover electronics damaged by power surges from lightning?
Yes, most policies cover electronics and appliances damaged by power surges resulting from lightning strikes. This includes computers, televisions, gaming systems, kitchen appliances, HVAC systems, garage door openers, and security systems. Lion Claims Adjusters documents all power surge damage to ensure complete compensation.
What if lightning damage isn't discovered until later?
Some lightning damage, particularly to electrical systems and structural components, may not be immediately apparent. Contact Lion Claims Adjusters as soon as you discover damage, even if time has passed since the lightning strike. We can help document the connection between the strike and later discovered damage.
Can you help if my lightning damage claim was denied?
Yes, Lion Claims Adjusters frequently assists Atlanta property owners whose lightning damage claims were denied or limited. We review denial letters, conduct additional inspections, gather weather data and electrical assessments, and present evidence that may result in claim approval or increased settlements.
What if my insurance company says some damage was pre existing?
Insurance companies often try to attribute lightning damage to pre existing conditions or normal wear and tear. Lion Claims Adjusters helps challenge these denials by documenting damage patterns consistent with lightning strikes, presenting evidence of proper maintenance, and demonstrating the direct connection between the lightning event and all claimed damage.
How much does a public adjuster cost for lightning damage claims?
Public adjusters typically work on a contingency fee basis, meaning fees are a percentage of your final settlement. You only pay if we successfully recover funds from your insurance company. This arrangement ensures our interests align with yours in securing the maximum settlement possible for your lightning damage.
Trusted public adjusters serving Atlanta and metro Georgia. Maximizing insurance claims for fire, storm, water, and property damage. 20+ years of experience. No fee unless we win. Free consultation. Call now.
SERVICES
Claims Assistance
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This Lightning Damage Claims
SERVICE AREAS
Atlanta, GA, USA
Buford, GA, USA
Duluth, GA, USA
Smyrna, GA, USA
Roswell, GA, USA
Kennesaw, GA, USA
Mableton, GA, USA
Marietta, GA, USA
Woodstock, GA, USA
Alpharetta, GA, USA
Snellville, GA, USA
Johns Creek, GA, USA
Lawrenceville, GA, USA
Sandy Springs, GA,USA
LEGAL
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Office Location
5579 Chamblee Dunwoody Rd Suite B477 , Atlanta Georgia 30338
Office Info
+1 678-904-8533
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